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PricingService areasAll services →Voluntary Disclosure in Vaughan
Voluntary Disclosure in Vaughan
CPA-led voluntary disclosures for Vaughan contractors, distributors and family companies correcting cash sales, payroll or missed filings.
- CPA-led by Wajahat Ajmal, CPA, FCCA (verify on CPA Ontario)
- Price matching, when agreed before you sign our proposal
- No surprise bills: the price is fixed before we start
- We reply mostly within one business day
- 24/7 receptionist, a real person answers
- Basic QuickBooks Online and Dext included when you move to a monthly plan
Voluntary disclosure for Vaughan taxpayers
Vaughan’s construction and distribution businesses have the CRA’s attention: the T5018 contract payment slips exist specifically to track the construction underground economy, and they make unreported subcontract income easy for the CRA to find. If your company or a subcontractor has cash income that never made the books, a voluntary disclosure before the CRA matches the slips is usually far cheaper than waiting.
I’m Wajahat Ajmal, CPA, FCCA. T-Ledgers is a CPA-led accounting firm practising since 2020. We serve Vaughan clients remotely and from our Etobicoke and Mississauga offices.
Vaughan applicants we see: general contractors and trades, subcontractors paid partly in cash, distributors with unrecorded sales, and family holding companies that missed filings.
Common Vaughan disclosures
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| Situation | How a disclosure handles it | Official source |
|---|---|---|
| Cash subcontract income | Contractors report your payments on T5018 slips, so unreported income can be matched. A disclosure reports it before that happens. | CRA: T5018 slips |
| Missed T5018 filings | Failure to file information returns is a VDP-eligible situation; we file the missing years with the application. | CRA: who is eligible for the VDP |
| Related companies | An audit of a related company on the same issue makes a disclosure non-voluntary, so timing across a group matters. | CRA Information Circular IC00-1R7 |
See also: CRA: changes to the VDP.
A typical Vaughan disclosure
An illustrative example (not a client story). A Vaughan renovation company took some customer payments in cash over three years and didn’t record them. We reconstruct the jobs from quotes, permits and supplier invoices, add the unreported sales and GST/HST, prepare amended T2s and GST/HST returns, and file an unprompted disclosure for the company and a matching one for the owner’s dividends.
If the business is restructuring afterwards, the Vaughan Business and Entrepreneurship Centre at City Hall offers free advice on licensing and permits.
Distribution companies in Concord bring different issues: sales invoiced without GST/HST to customers who weren’t really exempt, or inventory sold off the books. We calculate the GST/HST owed per period and, where a customer can still be charged, how to recover it.
Relief under the current VDP
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| Application | Penalty relief | Interest relief |
|---|---|---|
| Unprompted (no CRA contact about the issue) | ✓100% | ✓75% |
| Prompted (after a CRA letter naming the issue) | ✓Up to 100% | ✓25% |
Rates are for applications received on or after October 1, 2025. You still pay the tax, and an audit already started on the issue closes the door.
What we do
- Missing years rebuilt and corrected returns prepared
- RC199 filed as your representative
- Payment or payment arrangement arranged
Full catch-up detail is on our main catch-up bookkeeping page.
Law and policy: Income Tax Act s.220(3.1) (waiver of penalties and interest); Excise Tax Act s.281.1 (GST/HST relief); Excise Tax Act s.221(1) (supplier collects GST/HST); Excise Tax Act s.224 (recovering unpaid tax from the customer); CRA Information Circular IC00-1R7; GST/HST Memorandum 16-5-1; Form RC199.
Voluntary disclosure pricing in Vaughan
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| Item | Price |
|---|---|
| VDP application | Quoted after a free review |
| Catch-up bookkeeping for missing years | ✓From $1,800 per year, GST/HST returns and T2 included |
| Personal T1 returns | Quoted separately |
CAD, plus HST/GST. See plans and pricing.
Our closest office is in Etobicoke (102-89 Skyway Ave), with a second office in Mississauga; meetings are by appointment.
Reviewed by Wajahat Ajmal, CPA, FCCA. Last updated: October 15, 2026. Official sources checked October 2026.
Voluntary disclosure in Vaughan: FAQs
Can a Vaughan contractor disclose cash income?
Yes, provided no audit has started on it. We add the income and GST/HST, file the amended returns and request relief on penalties and interest.
Does an audit of my other company affect my application?
It can. An audit or investigation of a related taxpayer about the same information makes the application not voluntary.
Can I apply anonymously first?
You can ask the CRA for a pre-disclosure discussion on an anonymous, non-binding basis before deciding. We can make that call for you.
How much does a voluntary disclosure cost in Vaughan?
It is quoted after a free review. Catch-up bookkeeping for missing years starts from $1,800 per year + HST/GST.
What if my records are incomplete?
The CRA expects reasonable estimates where records don’t exist. We rebuild what we can from bank, supplier and permit records and document the estimates.
Ready to get caught up?
Whether you’re three months behind or three years, the first step is the same: a free 30-minute call. We’ll look at where things stand, tell you honestly what it will take, and send a fixed price, mostly within one business day. If you have a comparable written quote, show it to us before you sign and we’ll match it.
Call (866) 254-5368 or email info@tledgers.ca. A 24/7 receptionist answers, so a real person picks up.