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Services
Get caught up
Catch-Up BookkeepingFrom $1,800Books & payroll
BookkeepingFrom $350/monthPayrollGet a quoteSR&ED ClaimsEnd-to-end SR&ED claims, quoted after consultationSR&ED for Software CompaniesQuoted after consultationSR&ED-Ready BookkeepingBooks + T2 for SR&ED claimsTax filing
Corporate Tax (T2)From $800 · nil T2 from $249GST/HST Filing$150 per returnPersonal Tax (T1)From $110 · students from $49Sole Proprietor Tax (T1 + T2125)From $300Start & grow
IncorporationFrom $499 + gov feesVirtual CFOFrom $2,500/monthAI Consulting & AutomationFor small businessesIndustries
Construction & tradesConsultantsTech startupsReal estateHealthcareSee all industries →More
PricingService areasAll services →CPA-Led Accounting, Bookkeeping and Tax Services Across British Columbia
Flat-rate help for BC businesses, from Vancouver Island to the Okanagan
T-Ledgers is a CPA-led accounting firm doing bookkeeping, corporate (T2) and personal (T1) tax, GST and PST, payroll and virtual CFO work for small businesses and self-employed people across British Columbia. You get a flat fee before we start.
See our flat-rate pricing or call (866) 254-5368.
- CPA BC registered #C77000292
- Flat fees, no surprise bills
- 24/7 receptionist, a real person answers
CPA Ontario member #77000292 | CPA BC #C77000292 | 5.0★ from 29 Google reviews | We'll match a comparable written quote | No surprise bills | Reply within one business day | 24/7 receptionist, a real person answers | QuickBooks Online, Xero and Dext
T-Ledgers is a CPA-led accounting firm that does bookkeeping, corporate (T2) and personal (T1) tax, GST and PST, payroll and virtual CFO work for small businesses and self-employed people across British Columbia. That includes clients in Vancouver, Surrey, Victoria, Kelowna and everywhere in between. You get a flat fee before we start. Catching up books and returns that have fallen years behind is a big part of what we do.
Our offices are in Ontario, and we work with BC clients entirely online, by phone, video, text or email. Most of our BC clients have never sat in our office, and it hasn’t held anyone back: your records live in QuickBooks Online or Xero, receipts go in through Dext, and I review the file before anything is filed. I’m a member of CPA Ontario, and I’m also registered with CPA BC (#C77000292).
Accounting services for BC businesses
These are starting prices and exclude GST. You’ll get the exact figure after a free call, in writing, before we do any work.
- Bookkeeping, from $350/month (quarterly); monthly bookkeeping from $500/month. Plans at $350 a month (quarterly bookkeeping), $500 or $700 (monthly bookkeeping), depending on how many transactions you have and how often you want reports. That covers reconciliations, GST returns, BC PST returns if you’re registered, and year-end-ready books, all reviewed by a CPA.
- Catch-up bookkeeping and back taxes, from $1,800 per year. We rebuild missing years from your bank and credit card statements and file the overdue GST, PST and T2 returns in the right order. Personal T1 returns are quoted separately. If the CRA or the BC Ministry of Finance has sent letters, we deal with them as part of the job.
- Corporate tax (T2) and GST, from $800. Year-end financial statements and your T2, including the BC schedules, prepared and planned by a CPA. BC corporate tax is filed on the federal T2 and collected by the CRA, so there’s no separate provincial corporate return. Nil returns for inactive corporations start at $249.
- Personal tax (T1), from $110. For employees, self-employed people, landlords and owner-managers, with BC credits and the BC428 included. Simple slips-only returns start at $49.
- Payroll, quoted on the call. Pay runs, CRA source deductions, T4s and ROEs, set up to BC employment standards. We also flag BC Employer Health Tax if your payroll gets close to the threshold.
- Virtual CFO, from $2,500/month. Cash-flow forecasts, budgets, KPIs and regular strategy sessions with a CPA, without the cost of a full-time CFO.
About our fees: BC clients pay 5% GST on top of our fees. BC PST doesn’t apply to our accounting services. If you’re GST-registered, you can usually claim the GST back as an input tax credit.
Incorporation: we only offer incorporation to Ontario businesses. If you’re setting up a BC company, we can take over as soon as it’s registered and handle your books, payroll accounts, GST and PST, and your T2 every year.
Why BC owners work with T-Ledgers
Lots of firms are happy to take a tidy file. Fewer want the one where the last T2 went in three years ago and there’s a PST notice from Victoria in the inbox. I’m Wajahat Ajmal, CPA, FCCA, and I set up T-Ledgers to take on both kinds of client.
A CPA on every file
I review the work before anything goes to the CRA. Nothing is filed without my sign-off.
Flat fees in writing
You get the price before we start. If the scope changes, we agree the new price with you first.
Replies within one business day
Tell us if a CRA deadline is close and we will put it first.
Cloud tools
QuickBooks Online or Xero for the books and Dext for receipts. We take over your file or set one up.
Phone or video
We meet remotely with clients anywhere in BC. If you are visiting Ontario, you can book a meeting at our Mississauga office.
Hours that fit
Monday to Friday 9 a.m. to 8 p.m. ET, Saturday 10 a.m. to 4 p.m. ET, which is 6 a.m. to 5 p.m. and 7 a.m. to 1 p.m. Pacific time.
We also match prices: send a comparable written quote from another Canadian CPA or bookkeeping firm for the same work and we will match it. A 24/7 receptionist answers the phone, so a real person picks up.
How T-Ledgers compares
| What you get | DIY software | Typical local firm | T-Ledgers BEST VALUE |
|---|---|---|---|
| Flat fee in writing before work starts | ✓ (software only) | Often hourly | ✓Included |
| CPA reviews every file | ✗ | Varies | ✓Included |
| GST returns | You file it | Varies | ✓$150/return |
| Catch-up of missed years | ✗ | Varies | ✓from $1,800 per year |
| A real person answers 24/7 | ✗ | Office hours | ✓Included |
| Reply within one business day | ✗ | Varies | ✓Included |
| Price match before you sign | ✗ | Rarely | ✓Included |
| Fully online, no office visits needed | ✓ | Sometimes | ✓Included |
BC tax rules that come up most
Where a figure changes often, I link the government page instead of just quoting the number. If a page and this summary ever disagree, the government page wins, and we’ll confirm the current figure for your situation on the call. Official sources checked October 2026.
- Sales tax note: BC charges two separate sales taxes. BC currently has 5% GST, collected by the CRA, plus a separate 7% provincial sales tax (PST) run by the BC Ministry of Finance. BC doesn’t use HST. The two taxes have different registration rules, different returns and different lists of what’s taxable, so a business can owe one, both or neither. Current rates: CRA GST/HST rates page and BC PST (gov.bc.ca).
- PST catches some services and software, not just goods. In BC, PST applies to things like software, telecommunication services and legal services, and some out-of-province sellers have to register too. It’s one of the most common things we fix in catch-up files: a business that charged GST only, or registered for PST when it didn’t need to. We check your registration status at onboarding.
- Small business corporate rate. A Canadian-controlled private corporation in BC pays a provincial rate of 2% on the first $500,000 of active business income. Add the federal 9% and the combined rate is 11%. Income above the limit is taxed at the general rate. Current rates: CRA corporation tax rates page. Caution: the 2% rate applies only up to the $500,000 limit on active business income. Investment (passive) income earned inside a CCPC is taxed at much higher rates, and passive income over $50,000 a year grinds down the small business limit. See our guide to corporate tax rates in Canada.
- Employer Health Tax (EHT). BC charges EHT on employers whose BC payroll goes over a $1 million annual exemption, so most small employers owe nothing. If your BC payroll is between $1 million and $1.5 million, EHT is 5.85% of the amount over $1 million; above $1.5 million, it’s 1.95% of total payroll. Associated employers share one exemption, and the annual return is due March 31. We track it as part of payroll. Details: BC Employer Health Tax (gov.bc.ca).
- Two filings, two offices. Your T2 goes to the CRA, which also collects BC corporate tax. Separately, every BC company files an annual report through BC Registries (Corporate Online) within two months after each anniversary of its incorporation. The annual report isn’t a tax return, and not filing it can lead to the company being dissolved. Current fees and filing: BC Registries.
- Employment standards. BC sets its own rules for vacation pay, statutory holidays and stat holiday pay, and payroll has to follow them. See statutory holiday pay in BC.
Law: Excise Tax Act s.165(1) (5% GST imposed); Income Tax Act s.125(1) (small business deduction); Provincial Sales Tax Act, SBC 2012, c.35 (BC PST); Employer Health Tax Act, SBC 2018, c.42; Employment Standards Act, RSBC 1996, c.113.
BC cities we serve
We work remotely with businesses and self-employed people right across British Columbia, including:
- Vancouver: accountant in Vancouver and bookkeeping services in Vancouver
- Surrey
- Burnaby
- Richmond: accountant in Richmond, BC
- Victoria: accountant in Victoria
- Kelowna: accounting in Kelowna
- Abbotsford: bookkeeping in Abbotsford
- Coquitlam: accounting in Coquitlam
We also work with clients in Kamloops (accounting in Kamloops), Langley, Nanaimo, Prince George and smaller towns across the province. If you have an internet connection, we can work with you.
Behind on your books? Catch-up is our speciality
If you are a few years behind, you are not unusual, and it is fixable. We start with your bank and credit card statements, rebuild the oldest year first, then file what is outstanding in the right order: GST and provincial sales tax returns, T2s and personal returns. If the CRA has sent letters or estimated assessments, we deal with them as part of the job. Penalties and interest keep growing until you file, so waiting rarely helps.
Catch-up work starts from $1,800 per year + HST/GST. See catch-up bookkeeping, back tax filing and a real file in our catch-up case study.
Behind with the CRA? Voluntary disclosure
If you have unfiled returns or income you never reported, the CRA’s Voluntary Disclosures Program (VDP) lets you correct it before the CRA contacts you, with relief on penalties and part of the interest. Many BC owners come to us only after a CRA letter arrives; coming forward first usually gets a better result.
- The law behind it: the CRA can waive or cancel penalties and interest for up to 10 calendar years back under Income Tax Act s.220(3.1) (income tax) and Excise Tax Act s.281.1(1) (GST/HST). The VDP is how the CRA applies that power to people who come forward.
- Unprompted applications (no CRA contact about the issue yet) normally get 100% penalty relief and 75% interest relief. Prompted applications (after a CRA letter that names a specific error or sets a deadline) normally get up to 100% penalty relief and 25% interest relief. These rules apply to applications received on or after October 1, 2025 (CRA Information Circular IC00-1R7).
- Who qualifies: you must apply before an audit or investigation starts, include all the corrected returns and documents, be at least one year or one reporting period past the due date, and pay the estimated tax or ask for a payment arrangement (CRA’s VDP eligibility page).
We rebuild the missing years, prepare the corrected T1, T2 and GST/HST returns, and file them with Form RC199 so the CRA reviews everything together. Pricing depends on how many years are involved and is part of our catch-up bookkeeping quote, which starts from $1,800 per year + HST/GST. The CRA decides each application case by case, so relief is never guaranteed.
BC PST is run by the BC Ministry of Finance, not the CRA, so unfiled or under-reported PST is dealt with separately with the province.
Law: Income Tax Act s.150(1) (filing deadlines); Income Tax Act s.162(1) (late-filing penalty); Income Tax Act s.161(1) (interest on unpaid tax); Income Tax Act s.152(7) (assessment not dependent on return); Excise Tax Act s.238(1) (GST/HST returns).
Who we work with in BC
- Real estate investors and landlords. Rental income, CCA, and holding companies for property owners in Metro Vancouver and the Fraser Valley.
- E-commerce and online sellers. Shopify, Amazon and payment-processor reconciliations, plus GST and BC PST on sales shipped to BC customers.
- Construction and trades. Contractors and subcontractors, with T5018 slips, holdbacks and job costing.
- Tech, consultants and startups. Clean books from day one, founder pay, and the personal services business risk that comes up with incorporated contractors.
- Self-employed people. T2125 business income, GST registration once you cross $30,000, instalments, and keeping business and personal spending apart.
How it works
- Free 30-minute call. We look at what’s filed, what isn’t and what you need. You’ll get straight answers whether you hire us or not.
- Fixed quote. You get a flat price in writing.
- Secure onboarding. We connect your bank feeds, set up or take over QuickBooks Online or Xero, and get you on Dext.
- Monthly and year-end work. Books kept current, GST and PST filed on time, statements sent, and your T2 and T1 done at year-end.
Meet your CPA
Wajahat Ajmal, CPA, FCCA, Founder
I started in audit at KPMG, where I learned to go back to the source and reconcile everything before anything gets filed. Since then I’ve worked as an independent contractor for a tax filing company. I’ve practised in Canada since 2020 and founded T-Ledgers in 2023.
I’m a member of CPA Ontario (#77000292), registered with CPA BC (#C77000292), and a Fellow of ACCA. You can verify my CPA Ontario membership in the public directory, or read more on our About page.
What clients say
“I fully recommend Wajahat for one’s tax filing needs. He will explain what he’s doing and why, rather than just asking for documents and going silent, ensuring the customer is informed at every stage of the process. He is trustworthy and transparent when it comes to pricing and quality of the work for small business tax needs.”
Moazzam Afzal, Google review
Read all our Google reviews or see our case studies.
Frequently asked questions
Yes. BC corporate and personal tax are both filed with the CRA through the federal T2 and T1, with the BC schedules attached, and we prepare those schedules. PST returns go to the BC Ministry of Finance, and we file those too. I’m also registered with CPA BC.
Our flat fees are the same everywhere: bookkeeping from $350 a month (quarterly; monthly from $500), catch-up work from $1,800 per year, personal returns from $110 ($49 for a simple slips-only return), corporate returns from $800, nil T2s from $249 and Virtual CFO from $2,500 a month. Payroll is quoted after a short call. BC clients pay 5% GST on top. Our accounting fees aren’t subject to PST.
Yes to the first. Send us a comparable written quote from another Canadian CPA or bookkeeping firm for the same work and we’ll match it. As for replies, we answer within one business day, and a 24/7 receptionist picks up the phone, so a real person picks up.
Yes. BC clients pay 5% GST on top of our fees. Our accounting fees are not subject to BC PST. If your business is registered for GST/HST, you can usually claim it back as an input tax credit.
Yes. We prepare SR&ED claims end to end: the eligibility review, project write-ups, the T661 claim form and the T2 filing, plus support if the CRA reviews the claim. Pricing depends on the claim and is quoted after a free consultation.
Possibly. They’re separate taxes with separate rules. GST registration usually kicks in once your taxable sales go over $30,000 in a single quarter or over four consecutive quarters. BC PST depends on what you sell and who you sell to, and it covers some services and software as well as goods. We’ll work out which ones apply to you on the first call.
We only offer incorporation in Ontario. If you’re setting up a BC company, we can take over once it’s registered and handle your books, payroll accounts, GST and PST, and your T2 every year.
Yes. Every BC company files an annual report with BC Registries within two months after each anniversary of its incorporation. It’s a short corporate filing, separate from your T2, and people miss it all the time. We’ll remind you when it’s due so the company stays in good standing.
Yes, it is our speciality. We rebuild the books from bank statements, file the overdue sales tax returns and T2s in the right order (personal T1 returns are quoted separately), and deal with any CRA letters. Catch-up work starts from $1,800 per year + HST/GST.
Yes. We rebuild the missing years, prepare the corrected returns and file them with Form RC199. If no one at the CRA has contacted you about the issue, an application received on or after October 1, 2025 normally gets 100% penalty relief and 75% interest relief. The VDP application is quoted separately after a free review. Any catch-up bookkeeping starts from $1,800 per year + HST/GST. The CRA decides each case, so relief is not guaranteed.
Not always. If the letter names a specific error or sets a deadline, your application is treated as prompted and normally gets up to 100% penalty relief and 25% interest relief. Once an audit or investigation has started on that issue, the VDP is closed to you, so it is worth acting quickly.
Ready to talk to a CPA about your BC business?
Whether your books are current or a few years behind, the first step is a free 30-minute call, and you’ll have a fixed price before any work starts. Book online, call (866) 254-5368 or email info@tledgers.ca.
Etobicoke office
T-Ledgers Accounting Inc.
102-89 Skyway Ave, Etobicoke, ON M9W 6R4
Meetings by appointment only
T-Ledgers Accounting Inc.
102-89 Skyway Ave, Etobicoke, ON M9W 6R4
Meetings by appointment only
Mississauga office
T-Ledgers Accounting Inc.
100 Matheson Blvd E #204, Mississauga, ON L4Z 3P8
Meetings by appointment only
T-Ledgers Accounting Inc.
100 Matheson Blvd E #204, Mississauga, ON L4Z 3P8
Meetings by appointment only
Phone: (866) 254-5368. Hours: Monday to Friday 9 a.m. to 8 p.m. ET, Saturday 10 a.m. to 4 p.m. ET. 24/7 receptionist, a real person answers.
Related: Alberta accounting | Ontario accounting | All service areas
Reviewed by Wajahat Ajmal, CPA, FCCA. Last updated: October 16, 2026. Official sources checked October 2026.