About UsPricingReviewsContact UsClient Portal loginBook a Free 30-Min Call
About UsPricingReviewsContact UsClient Portal loginBook a Free 30-Min Call
Services
Get caught up
Catch-Up BookkeepingFrom $1,800Books & payroll
BookkeepingFrom $350/monthPayrollGet a quoteSR&ED ClaimsEnd-to-end SR&ED claims, quoted after consultationSR&ED for Software CompaniesQuoted after consultationSR&ED-Ready BookkeepingBooks + T2 for SR&ED claimsTax filing
Corporate Tax (T2)From $800 · nil T2 from $249GST/HST Filing$150 per returnPersonal Tax (T1)From $110 · students from $49Sole Proprietor Tax (T1 + T2125)From $300Start & grow
IncorporationFrom $499 + gov feesVirtual CFOFrom $2,500/monthAI Consulting & AutomationFor small businessesIndustries
Construction & tradesConsultantsTech startupsReal estateHealthcareSee all industries →More
PricingService areasAll services →Our Approach
CPA-led · Fixed fees · Since 2020
Our Approach
Working with T-Ledgers takes four steps: a free 30-minute call, a closer look at your business, a review of your accounting setup, and one written fixed-fee quote before any work starts. After you sign, we set up your portal and books, then keep your bookkeeping and tax filings on schedule, with a CPA reviewing the work.
- CPA-led · Wajahat Ajmal, CPA, FCCA
- CPA Ontario member #77000292 · verify
- Practising since 2020
- We reply within 24 hours
- 202 clients served
- $60 million in client revenue managed
- 5.0 Google rating
How it works
Four Steps From First Call to a Fixed Quote
You always know what happens next, and you know the price before any work starts.
Step 1
Connect with us
Book a free 30-minute phone or video call. Tell us where things stand: what is behind, what is due and what you want off your plate. There is no cost and no obligation.
Book a Free 30-Min CallStep 2
Let's get to know your business
We go through how your business runs, the filings you are responsible for and the issues causing you the most stress. Every business has its own challenges, so we listen first. Think of us as your accounting therapists.
Step 3
We take the lead
Hand the work to us. We review your current accounting system, software and processes, then set you up on the cloud tools that fit, usually QuickBooks Online or Xero with Dext for receipts, so your books run smoothly from here.
Step 4
Total transparency
We talk through pricing with you openly and send one written, fixed-fee quote before any work starts. If anything outside that scope comes up, we quote it and you approve it first. Nobody likes surprise bills.
When you work with us, you can look forward to:
- More time to focus on your business
- Staying compliant with the CRA
- Avoiding interest and penalties from here on
After you sign
What Happens Once We Are Through the First Meeting
Onboarding is short and mostly online. From signing your proposal to your first month done usually takes within a month, depending on the complexity of your books. Here is every step.
Sign your proposal and pay the deposit
You review your fixed-fee proposal, sign it online and pay the deposit.
Get access to the client portal
We invite you to our secure client portal, where you upload files, answer our questions and see your financial reports.
Complete the onboarding form
A short onboarding form tells us about your business, your accounts and the filings you need.
Share your statements
Upload your bank and credit card statements and any records you have. Missing receipts are fine: we work from your statements.
We set up your books
We set up or clean up your books in QuickBooks Online or Xero and connect the accounts we need.
We start the work
Your catch-up or your first month of bookkeeping begins, prepared by our team and reviewed under CPA supervision. You stay in touch with your team and the CPA assigned to your file throughout.
Watch: our onboarding process (1:08)
From signing your proposal to your first month of books, in about a minute.
What You Do and What We Do
Your part is short. We send a document checklist after your call, so you know exactly what to upload.
What you do
- Book a free 30-minute call and tell us what is outstanding. Have any CRA letters to hand.
- Sign your fixed-fee proposal and pay the deposit.
- Fill in the short onboarding form.
- Upload your bank and credit card statements and any records you have to the portal.
- Answer our questions in the portal when we need your input.
What we do
- Review your accounting setup and send one written fixed-fee quote.
- Set up or clean up your books in QuickBooks Online or Xero, with Dext for receipts.
- Reconcile your accounts and deliver your report pack in the portal: P&L, balance sheet, GST/HST and key metrics.
- Prepare and file the GST/HST, T2 and T1 returns in your scope, on schedule.
- If you are switching, request your files from your previous accountant and set up CRA representative access.
- Explain any CRA letters and respond to the CRA for you.
- Have every file prepared or reviewed under CPA supervision.
How pricing works
Flat-Rate Fees, Quoted Before We Start
No hourly billing. After your free call we send one written price, and you approve it before any work starts. Anything extra is quoted and approved by you first.
Catch-up bookkeeping
From$1,800 per year
+ HST/GSTEach year includes the bookkeeping, the GST/HST returns and the T2. Personal T1 returns are quoted separately. Your final fee depends on the years and filings outstanding. Catch-up is usually done in weeks.
See catch-up bookkeeping →Bookkeeping packages
From$350 · $500 · $700 a month
+ HST/GSTGrowth, Scale and Ultimate packages. These are starting prices: your quote depends on your transaction volume and what you need.
Compare packages →Simple personal tax (T1)
From$49
+ HST/GSTA simple personal return, prepared and reviewed by a CPA. Self-employed and more complex returns are quoted up front.
See personal tax →Payroll is quoted to your headcount and pay frequency. For every other service, see Pricing & Packages, or try our free calculators.
Our promise
Your Books Done by the 10th
On monthly bookkeeping plans, your books are done by the 10th of each month.
If we are late for reasons on our side, that month's fee is waived. It is a promise we hold ourselves to, so you can count on up-to-date numbers every month.
Day to day
How We Work With You Every Month
Cloud tools, one secure portal and a CPA-led team, so your books stay current without chasing anyone.
Cloud books and receipts
Your books live in QuickBooks Online or Xero, and receipts go into Dext. We can also take over books kept in other software or spreadsheets.
Secure client portal
One place to upload files, answer our questions and see your financial reports, instead of long email chains. Sign-in is protected with multi-factor authentication (MFA). Client portal login →
Deadlines tracked for you
We keep track of the filings you are responsible for, such as GST/HST, T2 and T1 returns, and tell you what we need ahead of each due date.
CPA review on every file
Every file is prepared or reviewed under the supervision of Wajahat Ajmal, CPA, FCCA, so a licensed CPA is accountable for your work. Verify his CPA Ontario licence →
A dedicated bookkeeper
On bookkeeping plans you work with a dedicated bookkeeper who knows your business, so you are not explaining it again every month. You stay in touch with your team and your assigned CPA, and we reply within 24 hours.
Your report pack
Your accounts are reconciled every month or quarter, depending on your plan. Your P&L, balance sheet, GST/HST and key metrics are delivered in your client portal, so your books stay year-end ready.
CRA letters handled
Requests for returns, reviews, penalties and interest: we explain what the CRA is asking and respond to the CRA for you.
A real person answers 24/7
Call 866-254-5368 any time and a real person answers. Emails and portal messages get a reply within 24 hours. Office hours are Mon–Fri 9 am–8 pm and Sat 10 am–4 pm ET.
Online across Canada, offices in the GTA
We work by phone, video and portal with clients across Canada (except Quebec). In person by appointment at 102-89 Skyway Ave, Etobicoke, or 100 Matheson Blvd E #204, Mississauga.
Your data and confidentiality
- Multi-factor authentication (MFA) is on
- Client data is stored securely in SOC 2 certified data centres
- Confidentiality is already part of our engagement
- A separate NDA is available on request
Watch: inside the client portal (1:12)
Where you upload files, answer our questions and see your financial reports.
Who we work with
Small Businesses, the Self-Employed and Individuals
We work with owner-managed corporations, self-employed professionals and individuals across Ontario and Canada, whether you are a few months behind or several years unfiled.
Client reviews
What Our Clients Say
Reviews from business owners and individuals we work with, straight from Google.
Client story · CRA catch-up
CRA said $60,000. We got it corrected to $2,500.
One of our clients had been behind on taxes since 2008, and the CRA said they owed $60,000. We got it corrected to $2,500.
Read our case studies →Switching accountants
Coming from another accountant?
We take over books kept in QuickBooks Online, Xero, other software or spreadsheets. We request your files from your previous accountant and set up CRA representative access. On the free call we look at what is outstanding, then confirm one fixed fee in writing.
See how we helped a client after a previous accountant →
Questions
Frequently Asked Questions
How does working with T-Ledgers work?
It takes four steps. You book a free 30-minute call, we learn how your business runs and what is behind, we review your accounting setup, and we send one written fixed-fee quote. Once you sign, we give you access to our secure client portal, set up your books and start the work, with a CPA reviewing what we prepare.
Is the first call really free?
Yes. The first call is a free 30-minute phone or video call with no obligation. We look at where things stand and tell you what we would do and roughly what it would cost.
How do you price your work?
We charge flat fees, not hourly rates. After your call we send one written price, and you approve it before any work starts. If something outside that scope comes up later, we quote it and you approve it first, so there are no surprise bills.
How much does catch-up bookkeeping cost?
Catch-up bookkeeping starts from $1,800 per year + HST/GST. Each year includes the bookkeeping, the GST/HST returns and the T2 corporate return. Personal T1 returns are quoted separately, and your final fee depends on how many years and filings are outstanding.
What happens after I sign?
You sign the proposal and pay the deposit, then we invite you to the client portal. You fill in a short onboarding form and upload your bank and credit card statements. We set up your books in QuickBooks Online or Xero and start the work.
How long does it take from signing to my first month being done?
It is usually done within a month of signing, depending on the complexity of your books. Along the way you stay in touch with your team and the CPA assigned to your file.
How quickly do you reply?
We reply within 24 hours. If you would rather talk, call 866-254-5368 any time and a real person answers.
What reports will I get?
Your report pack includes your profit and loss statement (P&L), balance sheet, GST/HST and key metrics. It is delivered in your secure client portal, monthly or quarterly depending on your plan.
What is your books-by-the-10th promise?
On monthly bookkeeping plans, your books are done by the 10th of each month. If we are late for reasons on our side, that month's fee is waived.
Do I need to visit your office?
No. You share documents through our secure client portal and meet us by phone or video, wherever you are in Canada outside Quebec. If you are in the GTA, you can also meet us at our Etobicoke or Mississauga office by appointment.
Will I have a dedicated bookkeeper?
Yes. On bookkeeping plans you work with a dedicated bookkeeper, and every file is prepared or reviewed under the supervision of Wajahat Ajmal, CPA, FCCA. You stay in touch with your team and the CPA assigned to your file.
How long does catch-up bookkeeping take?
Catch-up bookkeeping is usually done in weeks. The exact time depends on how many years and filings are outstanding and how quickly your statements come in.
Can you deal with the CRA for me?
Yes. If the CRA sends a request for returns, a review, or a penalty or interest notice, we explain what it means and respond to the CRA for you.
I am switching from another accountant. Can you take over?
Yes. We take over books kept in QuickBooks Online, Xero, other software or spreadsheets. We request your files from your previous accountant and set up CRA representative access, so you do not have to chase anyone. On the free call we look at what is outstanding, then confirm one fixed fee in writing before any work starts.
How do you keep my information secure?
Multi-factor authentication (MFA) is on, and client data is stored securely in SOC 2 certified data centres. Confidentiality is already part of our engagement, and a separate NDA is available on request.
Can I check your CPA licence?
Yes. Wajahat Ajmal is a member of CPA Ontario (member 77000292), and you can look him up in the CPA Ontario public member directory.
What software do you use?
We work in QuickBooks Online and Xero, with Dext for receipts. We can also take over books kept in other software or in spreadsheets.
Ready to Hand Off Your Books and Taxes?
Book a free 30-minute call with our CPA-led team. We will look at what is outstanding and confirm one fixed fee in writing before any work starts.
A real person answers 24/7 · We reply within 24 hours · Office hours Mon–Fri 9–8, Sat 10–4 ET