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Services
Get caught up
Catch-Up BookkeepingFrom $1,800Books & payroll
BookkeepingFrom $350/monthPayrollGet a quoteSR&ED ClaimsEnd-to-end SR&ED claims, quoted after consultationSR&ED for Software CompaniesQuoted after consultationSR&ED-Ready BookkeepingBooks + T2 for SR&ED claimsTax filing
Corporate Tax (T2)From $800 · nil T2 from $249GST/HST Filing$150 per returnPersonal Tax (T1)From $110 · students from $49Sole Proprietor Tax (T1 + T2125)From $300Start & grow
IncorporationFrom $499 + gov feesVirtual CFOFrom $2,500/monthAI Consulting & AutomationFor small businessesIndustries
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PricingService areasAll services →CPA-Led, Flat-Rate Accounting and Tax for Winnipeg Businesses
T-Ledgers is a CPA-led accounting firm working remotely with Winnipeg businesses, professionals, trades, landlords and self-employed people, from the Exchange District and St. Boniface to St. Vital, Transcona and the industrial parks. We do bookkeeping, catch-up work, corporate (T2) and personal (T1) tax, GST and RST, and payroll on flat fees quoted before we start.
- CPA, FCCA · CPA Ontario #77000292
- Flat fees, no surprise bills
- Winnipeg clients served remotely
Wajahat Ajmal, CPA, FCCA | CPA Ontario member #77000292 (verify my licence) | 202 clients served | $60 million in client revenue managed | Flat fees, no surprise bills | Reply within one business day | QuickBooks Online, Xero and Dext | Read our Google reviews
Winnipeg has one of the most varied economies in the country: manufacturing and food processing, transportation and warehousing around CentrePort, insurance and finance, health care, and thousands of small trades and family businesses. That mix means two sales taxes, GST and Manitoba RST, on almost every file, and RST is where we see the most errors: tax not charged, tax not self-assessed on purchases, or returns filed on the wrong schedule. T-Ledgers keeps both straight, on flat fees.
I’m Wajahat Ajmal, CPA, FCCA, practising since 2020. We do not have an office in Winnipeg. We work with Winnipeg clients by phone, video, email and a secure client portal, and we are only an hour ahead of you.
On this page: Services and prices · Winnipeg rules · Manitoba tax · Voluntary disclosure · Why T-Ledgers · FAQ
Accounting services and prices for Winnipeg businesses
Every service is quoted at a flat rate before we start. These are starting prices, + HST/GST. Manitoba clients pay 5% GST plus 7% Manitoba RST on our fees for accounting services that relate to Manitoba, such as bookkeeping, financial statements, corporate tax returns and payroll. Preparing a personal tax return is exempt from RST (Manitoba Bulletin 057). If you are GST-registered you can usually claim the GST back as an input tax credit. You get the exact figure in writing after a free call.
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| Service | Starting price | What it covers |
|---|---|---|
| Catch-up bookkeeping and back taxes | From $1,800 per year + HST/GST | Priced per year: missing years rebuilt from bank and card statements, with the overdue GST and RST returns and the T2 for each year filed in the right order. Personal T1 returns are quoted separately. Final flat price confirmed after we see what is missing. |
| Bookkeeping | From $350/month (quarterly); monthly bookkeeping from $500/month, + HST/GST | Reconciliations, GST and RST returns and year-end-ready books in QuickBooks Online or Xero, reviewed by a CPA. |
| Corporate tax (T2) | From $800 + HST/GST | Year-end financial statements and your T2, including the Manitoba schedules. Nil returns for inactive corporations from $249. |
| Personal tax (T1) | Student $49; regular from $110 + HST/GST | Employees, students, landlords and owner-managers, with Manitoba credits included. |
| Sole proprietor tax (T1 + T2125) | From $300 + HST/GST | Your personal return plus the T2125 business statement, with GST and RST and instalments checked. |
| Payroll | Quoted after consultation | Pay runs, CRA source deductions, WCB Manitoba reporting, payroll levy tracking, T4s and ROEs. |
| GST/HST returns | $150 per return + HST/GST | Quarterly or annual GST/HST returns prepared from your books, with input tax credits checked before filing. |
| Virtual CFO | From $2,500/month + HST/GST | Cash flow forecasts, budgets, KPI reporting and monthly CFO meetings for growing companies. |
| SR&ED claims | Quoted after consultation | End-to-end SR&ED claims: eligibility review, project write-ups, the T661 claim form and the T2 filing, plus CRA review support. See SR&ED for software companies. |
| Incorporation | Quoted separately | Our incorporation service is for Ontario-based businesses. If your Manitoba corporation is already registered, we take it from there. Registrations in other provinces are quoted separately. |
Service pages: bookkeeping · catch-up bookkeeping · corporate tax · payroll · GST/HST · personal tax · virtual CFO
Most incorporated Winnipeg clients take monthly bookkeeping plus a T2, with the owner’s T1 alongside. GST/HST returns on their own are $150 per return + HST/GST. See all packages and pricing.
Winnipeg rules that show up in your books
In Winnipeg you deal with the City of Winnipeg, the Province of Manitoba and the CRA. Here is what comes up most in the books. (Official sources checked October 2026.)
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| Rule | Who it affects | Official source |
|---|---|---|
| City of Winnipeg business licences | Winnipeg licenses only a short list of activities, such as short-term rental accommodations, used-goods and precious-metals dealers, flea markets and temporary trade shows. Most home-based businesses do not need a City licence, but zoning rules still apply. | City of Winnipeg business licences |
| Short-term rental accommodation tax: 6% | Short-term rental hosts need a City licence and must charge 6% accommodation tax on the booking price plus cleaning fees, before GST and RST. A quarterly return is due within 20 days after each quarter ends, even if you had no bookings. | City of Winnipeg accommodation tax |
| Winnipeg business tax | Winnipeg still levies a business tax on commercial premises. Business tax bills go out each spring and are usually due at the end of May. The Small Business Tax Credit offsets the full business tax for businesses whose annual rental value is at or below the threshold the City sets each year ($47,500 for 2026). Business Improvement Zone levies are not covered by the credit. | City of Winnipeg 2026 business tax brochure |
Law: City of Winnipeg licensing by-laws; Winnipeg accommodation tax by-law; The Retail Sales Tax Act (Manitoba).
Manitoba tax rules every Winnipeg business deals with
← Swipe to compare →
| Rule | What it means | Official source |
|---|---|---|
| GST 5% plus 7% Manitoba RST | GST registration is required once taxable revenue passes $30,000 in a calendar quarter or over four consecutive quarters. Manitoba RST is separate, with its own registration and returns. | CRA GST/HST rates page and Manitoba RST |
| Manitoba small business rate: 0% | Canadian-controlled private corporations pay no Manitoba tax on the first $500,000 of active business income, so the combined rate is the federal 9%. The general Manitoba rate is 12% (27% combined). | CRA corporation tax rates |
| Health and Post Secondary Education Tax Levy | Manitoba payroll up to $2.5 million is exempt. Between $2.5 million and $5 million the levy is 4.3% of the amount over $2.5 million; above $5 million it is 2.15% of total payroll. | Manitoba payroll levy |
| WCB Manitoba coverage | Most Manitoba employers must register with the Workers Compensation Board of Manitoba. Premiums are based on your industry and assessable payroll. | WCB Manitoba |
| Manitoba annual return | Every Manitoba corporation files an annual return with the Companies Office by the end of the month after its anniversary month. A corporation that has not filed for two years can be dissolved. | Manitoba Companies Office |
Income above the $500,000 small business limit is taxed at 27% combined (15% federal plus 12% Manitoba). Because the Manitoba small business rate is nil, the salary-versus-dividend choice for owner-managers looks different here than in most provinces, and it is worth modelling before year-end. More in our guides to corporate tax rates in Canada and GST/HST filing deadlines.
Law: Excise Tax Act s.165 (GST); Excise Tax Act s.240(1) (registration required); Income Tax Act s.125(1) (small business deduction); The Retail Sales Tax Act (C.C.S.M. c. R130); The Health and Post Secondary Education Tax Levy Act (C.C.S.M. c. H24).
Behind on your books? Catch-up is our speciality
If you are a few years behind, you are not unusual, and it is fixable. We start with your bank and credit card statements, rebuild the oldest year first, then file what is outstanding in the right order: GST and RST returns, T2s and personal returns. If the CRA has sent letters or estimated assessments, we deal with them as part of the job. Penalties and interest keep growing until you file, so waiting rarely helps.
Catch-up work is priced per year, from $1,800 per year + HST/GST. See catch-up bookkeeping, back tax filing and a real file in our catch-up case study.
Behind with the CRA? Voluntary disclosure
If you have unfiled returns or income you never reported, the CRA’s Voluntary Disclosures Program (VDP) lets you correct it before the CRA contacts you, with relief on penalties and part of the interest. Many Winnipeg owners come to us only after a CRA letter arrives; coming forward first usually gets a better result.
- The law behind it: the CRA can waive or cancel penalties and interest for up to 10 calendar years back under Income Tax Act s.220(3.1) (income tax) and Excise Tax Act s.281.1 (GST/HST). The VDP is how the CRA applies that power to people who come forward.
- Unprompted applications (no CRA contact about the issue yet) normally get 100% penalty relief and 75% interest relief. Prompted applications (after a CRA letter that names a specific error or sets a deadline) normally get up to 100% penalty relief and 25% interest relief. These rules apply to applications received on or after October 1, 2025 (CRA Information Circular IC00-1R7).
- Who qualifies: you must apply before an audit or investigation starts, include all the corrected returns and documents, be at least one year or one reporting period past the due date, and pay the estimated tax or ask for a payment arrangement (CRA’s VDP eligibility page).
The CRA program covers your income tax and GST. Manitoba RST is administered by Manitoba Finance, so late RST returns are dealt with separately; we handle both.
We rebuild the missing years, prepare the corrected T1, T2 and GST/HST returns, and file them with Form RC199 so the CRA reviews everything together. Pricing depends on how many years are involved and is part of our catch-up bookkeeping quote, which starts from $1,800 per year + HST/GST. The CRA decides each application case by case, so relief is never guaranteed.
Law: Income Tax Act s.150(1) (filing deadlines); Income Tax Act s.162(1) (late-filing penalty); Income Tax Act s.161(1) (interest on unpaid tax); Income Tax Act s.152(7) (assessment not dependent on return); Excise Tax Act s.238(1) (GST/HST returns).
Why Winnipeg owners work with T-Ledgers
A CPA on every file
I review the work before anything goes to the CRA. Nothing is filed without my sign-off.
Flat fees in writing
You get the price before we start. If the scope changes, we agree the new price with you first.
Replies within one business day
Tell us if a CRA deadline is close and we will put it first.
Cloud tools
QuickBooks Online or Xero for the books and Dext for receipts. We take over your file or set one up.
Remote by design
Winnipeg clients work with us by phone, video, email and a secure client portal. There is no office visit to book.
Hours that fit
Monday to Friday 9 a.m. to 8 p.m. ET, Saturday 10 a.m. to 4 p.m. ET. That is 8 a.m. to 7 p.m. Central time on weekdays and 9 a.m. to 3 p.m. on Saturday.
T-Ledgers vs a traditional Winnipeg firm vs DIY
← Swipe to compare →
| T-Ledgers | Traditional local firm | DIY with software | |
|---|---|---|---|
| Pricing | Flat fee quoted in writing before we start, + HST/GST. No surprise bills. | Often hourly, or a quote that grows with "extra" work | Software subscription, plus your evenings |
| Who does the work | Led and reviewed by a CPA, FCCA | Varies: partner, staff accountant or bookkeeper | You |
| Behind on filings | Catch-up is our speciality; we file in the right order | Some firms decline messy or multi-year files | Hard to know where to start |
| Reply time | Within one business day | Varies | Not applicable |
| Meetings | Phone, video, email and a secure portal; no office visits needed | In person, usually office hours | None |
Who we work with in Winnipeg
- Manufacturers and food processors: inventory costing, equipment CCA, RST on production inputs and SR&ED-ready books. See SR&ED tax credits.
- Trucking, warehousing and logistics: owner-operators and small fleets, with fuel, IFTA-ready records and GST input tax credits.
- Trades and construction: contractors and renovators, with T5018 slips, holdbacks and WCB Manitoba.
- Owner-managers and holding companies: salary versus dividends with Manitoba’s 0% small business rate, and corporate investment income.
- Restaurants and retail: point-of-sale reconciliations, payroll, GST and RST.
- Landlords and self-employed people: rental schedules, short-term rental income, T2125 income and instalments.
Manitoba’s nil small business rate changes the maths on holding companies and dividends. Read our guide to holding company benefits, then talk it through on a free call.
How it works
- Free 30-minute call. What is filed, what is not, and what you need. Straight answers even if you do not hire us.
- Fixed quote in writing. If the scope changes later, we agree the new price with you before doing the extra work.
- Secure onboarding. We connect your bank feeds, set up or take over QuickBooks Online or Xero, and get you on Dext so receipts go in with a photo.
- Monthly and year-end delivery. Books kept current, GST and RST filed on time, and your T2 and T1 prepared at year-end.
Meet your CPA
Wajahat Ajmal, CPA, FCCA, Founder
I started my career in audit at KPMG, which taught me to go back to the source and reconcile everything before anything gets filed. I later worked as an independent contractor for a tax filing company. I’ve practised in Canada since 2020 and founded T-Ledgers in 2023.
I’m a CPA Ontario member (#77000292), also registered with CPA BC (#C77000292), and a Fellow of ACCA. You can verify my CPA Ontario membership in the public directory, or read more on our About page.
Client results
“I was behind a few years on filing and my situation was a little complicated but he handled everything great and did all the communicating with the CRA so that I didnt have to.”
Google review, catch-up filing client
Read all our Google reviews or see our case studies.
Frequently asked questions
No. We do not have an office in Winnipeg. T-Ledgers is based in Ontario, and we work with Winnipeg clients by phone, video, email and a secure client portal. Most clients never need a meeting in person.
Our flat fees are the same across Canada: catch-up bookkeeping from $1,800 per year, bookkeeping from $350 a month (quarterly; monthly from $500), a student T1 for $49, a regular T1 from $110, a sole proprietor T1 with T2125 from $300 and a T2 from $800, all + HST/GST. Payroll is quoted after consultation. For Winnipeg clients the tax on our fees is 5% GST plus 7% Manitoba RST on accounting services that relate to Manitoba, such as bookkeeping, financial statements, corporate tax returns and payroll. Preparing a personal tax return is exempt from RST (Manitoba Bulletin 057). You get the exact figure in writing before we start.
Not directly. Our incorporation service is for businesses based in Ontario, and registrations in other provinces are quoted separately. Once your Manitoba corporation is registered, we take over the bookkeeping, payroll, GST and RST and T2 from day one.
Monday to Friday 9 a.m. to 8 p.m. ET and Saturday 10 a.m. to 4 p.m. ET. That is 8 a.m. to 7 p.m. Central time on weekdays and 9 a.m. to 3 p.m. on Saturday. We reply within one business day.
Usually not. Winnipeg licenses only specific activities, such as short-term rentals, used-goods and precious-metals dealers, flea markets and temporary trade shows. Most home-based businesses do not need a licence, though zoning rules still apply.
6% City accommodation tax on the booking price plus cleaning fees, calculated before GST and RST, plus GST if you are registered. You also need a City short-term rental licence and must file a quarterly accommodation tax return within 20 days after each quarter, even with no bookings.
If you occupy commercial premises, yes, but many small businesses pay nothing. The Small Business Tax Credit offsets the full business tax where the annual rental value is at or below the threshold the City sets each year ($47,500 for 2026). Business Improvement Zone levies are still payable.
Canadian-controlled private corporations pay no Manitoba tax on the first $500,000 of active business income, so the combined rate is the federal 9%. The general Manitoba rate is 12% (27% combined).
Yes. Manitoba clients pay 5% GST plus 7% Manitoba RST on our fees for accounting services that relate to Manitoba, such as bookkeeping, financial statements, corporate tax returns and payroll. Preparing a personal tax return is exempt from RST (Manitoba Bulletin 057). If you are GST-registered you can usually claim the GST back as an input tax credit.
Yes, catch-up is our speciality. We rebuild the books from bank and card statements, oldest year first, and file the GST and RST returns, T2s and personal returns in the right order. Catch-up work is priced per year, from $1,800 per year + HST/GST.
Yes. We prepare the corrected returns and Form RC199 and file them together. Unprompted applications normally get 100% penalty relief and 75% interest relief; applications made after a CRA letter normally get up to 100% penalty relief and 25% interest relief. The CRA decides each case, so relief is never guaranteed.
Where else we work
We also work remotely with clients everywhere in Canada except Quebec.
Ready to talk to a CPA about your Winnipeg business?
Current or years behind, the next step is the same: a free 30-minute call, and a fixed price in writing before any work starts. Book online, call (866) 254-5368 or email info@tledgers.ca.
Last updated October 15, 2026. Reviewed by Wajahat Ajmal, CPA, FCCA. Official sources checked October 2026.