About UsPricingReviewsContact UsClient Portal loginBook a Free 30-Min Call
About UsPricingReviewsContact UsClient Portal loginBook a Free 30-Min Call
Services
Get caught up
Catch-Up BookkeepingFrom $1,800Books & payroll
BookkeepingFrom $350/monthPayrollGet a quoteSR&ED ClaimsEnd-to-end SR&ED claims, quoted after consultationSR&ED for Software CompaniesQuoted after consultationSR&ED-Ready BookkeepingBooks + T2 for SR&ED claimsTax filing
Corporate Tax (T2)From $800 · nil T2 from $249GST/HST Filing$150 per returnPersonal Tax (T1)From $110 · students from $49Sole Proprietor Tax (T1 + T2125)From $300Start & grow
IncorporationFrom $499 + gov feesVirtual CFOFrom $2,500/monthAI Consulting & AutomationFor small businessesIndustries
Construction & tradesConsultantsTech startupsReal estateHealthcareSee all industries →More
PricingService areasAll services →Tax and Bookkeeping for Ontario Uber and Rideshare Drivers
HST from your first fare, vehicle expenses, CPP and your T2125, handled by a CPA-led accounting firm that knows how rideshare platforms pay you.
24/7 receptionist, a real person answers.
- Every return is reviewed by a CPA
- No surprise bills
- Reply within one business day
- 24/7 receptionist: a real person answers
- QuickBooks Online, Xero and Dext
- Rated 5.0 stars from 29 Google reviews (read our reviews)
T-Ledgers is a CPA-led accounting firm working with Uber, Lyft and other rideshare drivers across Ontario, from full-time drivers to people who drive a few evenings a week. Wajahat Ajmal, CPA, FCCA, has been practising since 2020. We handle HST registration and returns, vehicle expense claims and your personal return with business income, and every return is reviewed by a CPA.
Rideshare is one of the few businesses where the HST rules kick in from your very first trip. Add a car used for both work and personal driving, and platform tax summaries that don’t match your bank deposits, and it’s easy to file something the CRA questions later.
Rideshare tax and bookkeeping issues we handle
Rules, rates and thresholds change. We confirm the current figure for your situation on the call before relying on it.
HST registration from your first fare
Ridesharing counts as a “taxi business” for GST/HST. That means the usual $30,000 small supplier exemption doesn’t apply to passenger trips: you need a GST/HST number before you start driving passengers, and you file HST returns on your fares. Food and parcel delivery is treated differently, and the small supplier rule can still apply to delivery-only income. We sort out which of your income falls under which rule.
Law: Excise Tax Act s.240(1) and 240(1.1) (registration; taxi businesses must register); Excise Tax Act s.123(1) (definition of “taxi business”); Excise Tax Act s.148(1) (small supplier, $30,000).
Reading your platform tax summary
Platforms send an annual tax summary showing gross fares, service fees, tolls and HST. Your bank deposits are the net amount, so booking deposits as income understates both your revenue and your deductible fees. We reconcile the summary to your deposits and record the gross fares and each fee separately.
Law: Income Tax Act s.9(1) (business income); Income Tax Act s.282 to 288 (digital platform reporting).
Vehicle expenses and your logbook
You can deduct the business share of fuel, insurance, maintenance, licence and registration, lease payments or capital cost allowance, and interest on a car loan. The business share is based on kilometres driven for business compared with total kilometres, so a logbook (or app records that show your trip and online kilometres) matters. Passenger vehicles have cost, lease and interest limits that the CRA updates from time to time; we link to the current figures rather than hard-code them.
Law: Income Tax Act s.18(1)(a) and 18(1)(h) (expenses must be for earning income; personal costs not deductible); Income Tax Act s.248(1) (“automobile”, “passenger vehicle”); Income Tax Act s.13(7)(g) (cost limit for passenger vehicles); Income Tax Act s.67.2 (interest limit on passenger vehicle loans); Income Tax Act s.67.3 (lease cost limit on passenger vehicles); Income Tax Regulations s.1100(1) and Schedule II (CCA classes).
Input tax credits on car costs
Because you’re HST-registered, you can claim input tax credits on the business share of HST you pay on fuel, repairs, the vehicle itself and your phone plan. Some drivers use the Quick Method instead. We compare both before your first return so you pick the one that leaves more in your pocket.
Law: Excise Tax Act s.169(1) (input tax credits); Streamlined Accounting (GST/HST) Regulations s.16(1) ($400,000 Quick Method limit).
CPP and the year-end tax bill
As a self-employed driver you pay both the employee and employer share of CPP on your net earnings, on top of income tax. Nothing is withheld from your payouts, so many drivers get a large bill in April. If your net tax owing goes over the instalment threshold, the CRA will also expect quarterly instalments. We estimate the number during the year so it isn’t a surprise.
Law: Canada Pension Plan Act s.10 (contributions on self-employed earnings); Income Tax Act s.156(1) (quarterly instalments for individuals); Income Tax Act s.156.1(1) (instalment threshold).
Behind on HST or tax returns?
Many drivers find out about HST registration only after they’ve been driving for a while. We can register you, rebuild your fares and expenses from platform summaries and bank records, and file what’s overdue in the right order. If penalties and interest have built up, we look at whether a relief request makes sense.
Law: Income Tax Act s.230(1) and 230(4) (books and records, six years); Excise Tax Act s.286(1) and 286(3) (records, six years).
Key rules at a glance
← Swipe to compare →
| Rule | What it means for you | Law |
|---|---|---|
| Ridesharing is a “taxi business” for HST | Register for GST/HST before your first passenger trip; the $30,000 small supplier rule doesn’t help | Excise Tax Act s.240(1) and 240(1.1) (registration; taxi businesses must register) |
| Small supplier rule for delivery-only income | Delivery income may stay under the $30,000 threshold | Excise Tax Act s.148(1) (small supplier, $30,000) |
| Vehicle expenses | Deduct only the business-use share, backed by a logbook | Income Tax Act s.18(1)(a) and 18(1)(h) (expenses must be for earning income; personal costs not deductible) |
| Passenger vehicle limits | Caps on cost, lease and interest deductions | Income Tax Act s.13(7)(g) (cost limit for passenger vehicles) |
| CPP on self-employed earnings | You pay both shares of CPP | Canada Pension Plan Act s.10 (contributions on self-employed earnings) |
| Digital platform reporting | Platforms may report your earnings to the CRA | Income Tax Act s.282 to 288 (digital platform reporting) |
Who we work with
- Full-time Uber and Lyft drivers
- Part-time and weekend rideshare drivers
- Drivers who also do food or parcel delivery
- Drivers who lease or finance a vehicle for driving
- Drivers several years behind on HST or tax
- Drivers thinking about incorporating
T-Ledgers services for rideshare drivers
- Self-employed personal tax return (T1 with business income), from $300. Your T2125, vehicle expenses and CPP, reviewed by a CPA (see personal tax). This price is for sole proprietors; incorporated businesses file a T2, quoted separately.
- HST registration and returns. GST/HST returns are $150 per return (see GST/HST services).
- Monthly bookkeeping. From $500/month (Scale), with books closed by the 10th; quarterly bookkeeping from $350/month (Growth). Your fixed fee is confirmed after a free call (see bookkeeping).
- Catch-up bookkeeping, from $1,800 per year. We rebuild past years and file what’s overdue (see catch-up bookkeeping).
- Bookkeeping Review, $195/month or $295/quarter. For owners who keep their own books.
- Corporate (T2) tax, if you incorporate. Quoted after a free call (see corporate tax).
Prices are + HST/GST. Anything without a listed price is quoted after a free call, and you get the price in writing before any work starts.
How we work with rideshare drivers
- Free call. We ask which platforms you drive for, how long you’ve been driving and whether you’re registered for HST.
- Written price. Scope and price in writing before any work starts.
- Setup. HST registration if needed, a simple way to track kilometres and receipts, and Dext for photos of fuel and repair receipts.
- Through the year. HST returns filed on time and an estimate of what you’ll owe in April.
- Year-end. T2125, vehicle expenses and CPP, reviewed by a CPA.
Why rideshare drivers choose T-Ledgers
- We know how platforms pay drivers. Tax summaries, service fees, tolls and the taxi-business HST rule are part of our normal conversation.
- CPA-led, start to finish. T-Ledgers was founded by Wajahat Ajmal, CPA, FCCA. Every return is reviewed by a CPA before it's filed.
- No surprise bills. You get the scope and the price in writing before we start. If the work changes, we agree the new price with you first.
- Price matching, agreed up front. Have a comparable written quote? Bring it to us before you sign your proposal. We can only match a price when it's agreed before the proposal is signed.
- Fast, human answers. We reply within one business day, and our 24/7 receptionist means a real person answers when you call 866-254-5368.
- In person or online. Meet us in person, by appointment only, at our Etobicoke office (102-89 Skyway Ave, Etobicoke, ON M9W 6R4) or our Mississauga office (100 Matheson Blvd E #204, Mississauga, ON L4Z 3P8), or work with us entirely online.
- Your software, set up properly. We work in QuickBooks Online and Xero, and use Dext so receipts go in with a photo.
Meet your CPA
Wajahat Ajmal, CPA, FCCA, Founder, T-Ledgers Accounting. Verify my CPA Ontario membership.
I started my career as an audit associate at KPMG. Since then I’ve worked as an independent contractor for a tax filing company, preparing returns and handling client questions. I hold a BSc in Applied Accounting from Oxford Brookes University and an MSc in Professional Accountancy from University College London. I’m a Chartered Professional Accountant in Ontario and a Fellow of the ACCA. I started taking on my own clients in 2020 and founded T-Ledgers in 2023.
Every return the firm files is reviewed by a CPA. You can read more about the firm on our About page.
What our clients say
Read more on our client reviews page.
DIY vs a generalist firm vs T-Ledgers
← Swipe to compare →
| DIY | Generalist firm | T-Ledgers BEST VALUE | |
|---|---|---|---|
| HST registration | Often missed until the CRA writes | May not know rideshare can’t use the small supplier rule | ✓Registered from your first fare, with the right rule for delivery income |
| Platform fees and gross fares | Deposits booked as income | Often net | ✓Gross fares and every fee recorded from your tax summary |
| Vehicle expenses | Guessed percentage | Year-end only | ✓Business share backed by kilometres |
| Who checks the return before it's filed | You do | Depends on the firm and who's assigned | ✓Every return is reviewed by a CPA |
| How you're billed | Software fees plus your own time | Often hourly; the final bill can vary | ✓Scope and price in writing up front. No surprise bills |
| Getting an answer | Search online or wait on CRA phone lines | Varies by firm | ✓Reply within one business day; 24/7 receptionist, a real person answers |
| Software | Whatever you set up yourself | May ask you to switch to their system | ✓QuickBooks Online, Xero and Dext |
| Meeting face to face | Not applicable | Varies | ✓In person by appointment in Etobicoke or Mississauga, or fully online |
| Price matching | Not applicable | Rare | ✓Available if agreed before you sign your proposal |
Frequently asked questions: Rideshare drivers
For rideshare passenger trips, yes. The GST/HST rules treat ridesharing as a taxi business, and taxi businesses must register even if they’re small suppliers.
Delivery-only income isn’t a taxi business, so the $30,000 small supplier threshold can apply. If you also drive passengers, the passenger trips still need HST registration.
Sometimes. It can be simpler and, for some drivers, cheaper. We compare it with regular input tax credits before you elect.
The business share of fuel, insurance, repairs, licence and registration, lease payments or CCA, and loan interest, plus items like your phone plan, car washes and the platform’s fees.
You need a reasonable record of business and total kilometres. App trip records help, but they usually don’t capture the kilometres driven between trips, so we help you keep a simple log.
No. Lease payments, interest and CCA are deductible only for the business share, and passenger vehicles have dollar limits the CRA sets.
Nothing is withheld from your payouts, and you pay both shares of CPP on your net earnings. We estimate your bill during the year so you can set money aside.
If your net tax owing is over the CRA’s threshold this year and in either of the two previous years, the CRA will generally send instalment reminders.
Platforms may report seller earnings to the CRA under the digital platform reporting rules, so your return should match your tax summary.
We register you, work out the HST on past fares from your summaries, and file the overdue returns. Where it fits, we look at relief options before anything is filed.
For most drivers, no. Incorporation usually makes sense only at higher, steady profits. We run the numbers on the call.
Yes, the business share of your phone plan and the phone itself, if you use it for driving.
GST/HST returns are $150 per return, catch-up bookkeeping starts from $1,800 per year, the Bookkeeping Review is $195/month or $295/quarter (from $450 per review for complex books). Self-employed and sole proprietor returns (T1 with T2125) from $300 + HST/GST, with your final price confirmed after a free call. This price is for sole proprietors; incorporated businesses file a T2, quoted separately. Payroll is quoted after a free call. Prices are + HST/GST. You get the price in writing before any work starts.
Yes, if you have a comparable written quote and bring it to us before you sign your proposal. We can only match a price when it’s agreed before the proposal is signed.
Yes. Snap receipts with Dext, share documents through our client portal and talk by phone or video. You can also meet us in Etobicoke or Mississauga by appointment.
Book a free call through our contact page or call 866-254-5368. We reply within one business day.
Get your rideshare taxes sorted
Book a free call to talk about HST, your car and what you’ll owe. We reply within one business day, and a real person answers 24/7 at 866-254-5368.
Reviewed by Wajahat Ajmal, CPA, FCCA. Updated October 15, 2026.
Related services: Bookkeeping · Catch-up bookkeeping · Corporate taxes · Personal tax · Payroll · Virtual CFO · Contact us
Related industries: Self-employed · Trucking and owner-operators · All industries
Rates and thresholds change, so we link to the official sources for current figures.