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Services
Get caught up
Catch-Up BookkeepingFrom $1,800Books & payroll
BookkeepingFrom $350/monthPayrollGet a quoteSR&ED ClaimsEnd-to-end SR&ED claims, quoted after consultationSR&ED for Software CompaniesQuoted after consultationSR&ED-Ready BookkeepingBooks + T2 for SR&ED claimsTax filing
Corporate Tax (T2)From $800 · nil T2 from $249GST/HST Filing$150 per returnPersonal Tax (T1)From $110 · students from $49Sole Proprietor Tax (T1 + T2125)From $300Start & grow
IncorporationFrom $499 + gov feesVirtual CFOFrom $2,500/monthAI Consulting & AutomationFor small businessesIndustries
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PricingService areasAll services →CPA-Led Accounting, Bookkeeping and Tax Services Across Saskatchewan
Flat-rate bookkeeping and tax for Saskatchewan owners, from Saskatoon and Regina to the smaller centres
T-Ledgers is a CPA-led accounting firm doing bookkeeping, corporate (T2) and personal (T1) tax, GST and PST, payroll and virtual CFO work for small businesses and self-employed people across Saskatchewan. You get a flat fee before we start.
See our flat-rate pricing or call (866) 254-5368.
- CPA Ontario member #77000292
- Flat fees, no surprise bills
- 24/7 receptionist, a real person answers
CPA Ontario member #77000292 | 5.0★ from 29 Google reviews | We'll match a comparable written quote | No surprise bills | Reply within one business day | 24/7 receptionist, a real person answers | QuickBooks Online, Xero and Dext
T-Ledgers is a CPA-led accounting firm that does bookkeeping, corporate (T2) and personal (T1) tax, GST and PST, payroll and virtual CFO work for small businesses and self-employed people across Saskatchewan. That includes clients in Saskatoon, Regina, Prince Albert, Moose Jaw, Swift Current and the towns in between. You get a flat fee before we start. Catching up books and returns that have fallen years behind is a big part of what we do.
Our offices are in Ontario, and we work with Saskatchewan clients entirely online, by phone, video, text or email. Distance isn’t a problem for this kind of work. Your records live in QuickBooks Online or Xero, receipts go in through Dext, and I review the file before anything goes to the CRA or to the Saskatchewan Ministry of Finance. Most of what Saskatchewan owners need from us is clean books, the right GST and PST setup and a T2 that’s filed on time, and none of that takes an in-person meeting.
Accounting services for Saskatchewan businesses
These are starting prices and exclude GST. You’ll get the exact figure in writing after a free call, before we do any work.
- Bookkeeping, from $350/month (quarterly); monthly bookkeeping from $500/month. Plans at $350 a month (quarterly bookkeeping), $500 or $700 (monthly bookkeeping), depending on how many transactions you have and how often you want reports. That covers reconciliations, GST returns, Saskatchewan PST returns if you hold a vendor licence, and year-end-ready books, all reviewed by a CPA.
- Catch-up bookkeeping and back taxes, from $1,800 per year. We rebuild missing years from your bank and credit card statements and file the overdue GST, PST and T2 returns in the right order. Personal T1 returns are quoted separately. If the CRA or the Saskatchewan Ministry of Finance has sent letters, we deal with them as part of the job.
- Corporate tax (T2) and GST, from $800. Year-end financial statements and your T2, including the Saskatchewan schedules, prepared and planned by a CPA. Saskatchewan corporate tax is filed on the federal T2 and collected by the CRA, so there’s no separate provincial corporate return. Nil returns for inactive corporations start at $249.
- Personal tax (T1), from $110. For employees, self-employed people, landlords, farmers and owner-managers, with Saskatchewan credits and the SK428 included. Simple slips-only returns start at $49.
- Payroll, quoted on the call. Pay runs, CRA source deductions, T4s and ROEs, set up to Saskatchewan employment standards. Saskatchewan has no provincial payroll tax.
- Virtual CFO, from $2,500/month. Cash-flow forecasts, budgets, KPIs and regular strategy sessions with a CPA. Useful for seasonal businesses, including ag-related ones, where cash comes in a few big months.
About our fees: Saskatchewan clients pay 5% GST on top of our fees. If you’re GST-registered, you can usually claim it back as an input tax credit. Separately, Saskatchewan PST may apply to some accounting services in Saskatchewan. See Saskatchewan PST Bulletin PST-62, Accounting Services. Current GST rates: CRA GST/HST rates page.
Incorporation: we only offer incorporation to Ontario businesses. If you’re setting up a Saskatchewan corporation, we can take over as soon as it’s registered and handle your books, payroll accounts, GST and PST, and your T2 every year.
Why Saskatchewan owners work with T-Ledgers
Lots of firms are happy to take a tidy file. Fewer want the one where the last T2 went in three years ago and there’s a PST audit letter from Regina in the inbox. I’m Wajahat Ajmal, CPA, FCCA, and I set up T-Ledgers to take on both kinds of client.
A CPA on every file
I review the work before anything goes to the CRA. Nothing is filed without my sign-off.
Flat fees in writing
You get the price before we start. If the scope changes, we agree the new price with you first.
Replies within one business day
Tell us if a CRA deadline is close and we will put it first.
Cloud tools
QuickBooks Online or Xero for the books and Dext for receipts. We take over your file or set one up.
Phone or video
We meet remotely with clients anywhere in Saskatchewan. If you are visiting Ontario, you can book a meeting at our Mississauga office.
Hours that fit
Monday to Friday 9 a.m. to 8 p.m. ET, Saturday 10 a.m. to 4 p.m. ET. Saskatchewan does not change its clocks, so that is 7 a.m. to 6 p.m. and 8 a.m. to 2 p.m. from March to early November, and 8 a.m. to 7 p.m. and 9 a.m. to 3 p.m. in winter.
We also match prices: send a comparable written quote from another Canadian CPA or bookkeeping firm for the same work and we will match it. A 24/7 receptionist answers the phone, so a real person picks up.
How T-Ledgers compares
| What you get | DIY software | Typical local firm | T-Ledgers BEST VALUE |
|---|---|---|---|
| Flat fee in writing before work starts | ✓ (software only) | Often hourly | ✓Included |
| CPA reviews every file | ✗ | Varies | ✓Included |
| GST returns | You file it | Varies | ✓$150/return |
| Catch-up of missed years | ✗ | Varies | ✓from $1,800 per year |
| A real person answers 24/7 | ✗ | Office hours | ✓Included |
| Reply within one business day | ✗ | Varies | ✓Included |
| Price match before you sign | ✗ | Rarely | ✓Included |
| Fully online, no office visits needed | ✓ | Sometimes | ✓Included |
Saskatchewan tax rules that come up most
Where a figure changes often, I link the government page instead of just quoting the number. If a page and this summary ever disagree, the government page wins, and we’ll confirm the current figure for your situation on the call. Official sources checked October 2026.
- Sales tax note: Saskatchewan charges two separate sales taxes. Saskatchewan currently has 5% GST, collected by the CRA, plus a separate 6% provincial sales tax (PST) run by the Saskatchewan Ministry of Finance. Saskatchewan doesn’t use HST. The two taxes have different registration rules, different returns and different lists of what’s taxable, so a business can owe one, both or neither. Current rates: CRA GST/HST rates page and Saskatchewan PST (saskatchewan.ca).
- PST reaches a lot of services, not just goods. Saskatchewan PST applies to many services as well as goods, such as computer services and software, legal and engineering services, and many construction and repair services on real property. Sellers outside Saskatchewan who sell taxable goods or services into the province may need a Saskatchewan vendor licence too. In catch-up files, this is one of the most common things we fix: a contractor or IT consultant who charged GST only, or who never self-assessed PST on equipment bought from out-of-province suppliers. Details: Saskatchewan PST (saskatchewan.ca).
- Small business corporate rate. A Canadian-controlled private corporation in Saskatchewan currently pays a provincial rate of 1% on the first $600,000 of active business income. The federal small business limit is only $500,000, so the combined federal and Saskatchewan rate is 10% on the first $500,000 and 16% on income from $500,000 to $600,000. Income above $600,000 is taxed at the general rate. Current rates: CRA corporation tax rates page. Caution: these rates apply only to active business income up to the limits. Investment (passive) income earned inside a CCPC is taxed at much higher rates, and passive income over $50,000 a year grinds down the federal small business limit. See our guide to corporate tax rates in Canada.
- No provincial payroll tax. Unlike Manitoba, Ontario or BC, Saskatchewan has no employer health tax or payroll levy. You still remit CPP, EI and income tax to the CRA, pay WCB premiums, and follow Saskatchewan’s rules on vacation pay and public holiday pay. Details: Saskatchewan employment standards.
- Two filings, two offices. Your T2 goes to the CRA, which also collects Saskatchewan corporate tax. Separately, every Saskatchewan business corporation files an annual return with the ISC Corporate Registry. It’s due by the end of the month after the incorporation anniversary, a late fee applies if it’s filed late, and a corporation can be struck off about 60 days after the due date. Current fees and filing: ISC Corporate Registry.
- Farm and ag-related income. Many Saskatchewan clients have farm income alongside a business or a job. Farming has its own tax rules, from the cash method of reporting income to the GST treatment of farm supplies and the reporting of program payments, so we set the books up for that from the start.
Law: Excise Tax Act s.165(1) (5% GST imposed); Income Tax Act s.125(1) (small business deduction); The Provincial Sales Tax Act, RSS 1978, c.P-34.1 (Saskatchewan PST).
Saskatchewan cities we serve
We work remotely with businesses and self-employed people right across Saskatchewan, including:
- Saskatoon: accountant in Saskatoon
- Regina: accountant in Regina
- Prince Albert
- Moose Jaw
- Swift Current
We also work with clients in Yorkton, North Battleford, Estevan, Lloydminster and rural Saskatchewan. All of it is done online, so distance isn’t an issue.
Behind on your books? Catch-up is our speciality
If you are a few years behind, you are not unusual, and it is fixable. We start with your bank and credit card statements, rebuild the oldest year first, then file what is outstanding in the right order: GST and provincial sales tax returns, T2s and personal returns. If the CRA has sent letters or estimated assessments, we deal with them as part of the job. Penalties and interest keep growing until you file, so waiting rarely helps.
Catch-up work starts from $1,800 per year + HST/GST. See catch-up bookkeeping, back tax filing and a real file in our catch-up case study.
Behind with the CRA? Voluntary disclosure
If you have unfiled returns or income you never reported, the CRA’s Voluntary Disclosures Program (VDP) lets you correct it before the CRA contacts you, with relief on penalties and part of the interest. Many Saskatchewan owners come to us only after a CRA letter arrives; coming forward first usually gets a better result.
- The law behind it: the CRA can waive or cancel penalties and interest for up to 10 calendar years back under Income Tax Act s.220(3.1) (income tax) and Excise Tax Act s.281.1(1) (GST/HST). The VDP is how the CRA applies that power to people who come forward.
- Unprompted applications (no CRA contact about the issue yet) normally get 100% penalty relief and 75% interest relief. Prompted applications (after a CRA letter that names a specific error or sets a deadline) normally get up to 100% penalty relief and 25% interest relief. These rules apply to applications received on or after October 1, 2025 (CRA Information Circular IC00-1R7).
- Who qualifies: you must apply before an audit or investigation starts, include all the corrected returns and documents, be at least one year or one reporting period past the due date, and pay the estimated tax or ask for a payment arrangement (CRA’s VDP eligibility page).
We rebuild the missing years, prepare the corrected T1, T2 and GST/HST returns, and file them with Form RC199 so the CRA reviews everything together. Pricing depends on how many years are involved and is part of our catch-up bookkeeping quote, which starts from $1,800 per year + HST/GST. The CRA decides each application case by case, so relief is never guaranteed.
Saskatchewan PST is run by the Saskatchewan Ministry of Finance, not the CRA, so unfiled or under-reported PST is dealt with separately with the province.
Law: Income Tax Act s.150(1) (filing deadlines); Income Tax Act s.162(1) (late-filing penalty); Income Tax Act s.161(1) (interest on unpaid tax); Income Tax Act s.152(7) (assessment not dependent on return); Excise Tax Act s.238(1) (GST/HST returns).
Who we work with in Saskatchewan
- Construction and trades. Contractors and subcontractors in Saskatoon, Regina and the growing bedroom communities, with T5018 slips, holdbacks, job costing, and PST on materials and on taxable repair and construction services.
- Trucking and logistics. Owner-operators and small fleets on the Trans-Canada and Yellowhead corridors, with fuel, equipment CCA and per-diem records.
- Energy, mining and resource contractors. Incorporated consultants and field contractors serving oil, potash and uranium operations, including personal services business risk and uneven project income.
- Agriculture and ag services. Farm families, custom operators and ag-service businesses with seasonal cash flow, big equipment purchases and the GST and PST that go with them.
- Self-employed people. T2125 business income, GST registration once you cross $30,000, Saskatchewan PST if what you sell is taxable, instalments, and keeping business and personal spending apart.
How it works
- Free 30-minute call. We look at what’s filed, what isn’t and what you need. You’ll get straight answers whether you hire us or not.
- Fixed quote. You get a flat price in writing.
- Secure onboarding. We connect your bank feeds, set up or take over QuickBooks Online or Xero, and get you on Dext.
- Monthly and year-end work. Books kept current, GST and PST filed on time, statements sent, and your T2 and T1 done at year-end.
Meet your CPA
Wajahat Ajmal, CPA, FCCA, Founder
I started in audit at KPMG, where I learned to go back to the source and reconcile everything before anything gets filed. Since then I’ve worked as an independent contractor for a tax filing company. I’ve practised in Canada since 2020 and founded T-Ledgers in 2023.
I’m a member of CPA Ontario (#77000292) and a Fellow of ACCA. You can verify my CPA Ontario membership in the public directory, or read more on our About page.
What clients say
“T-Ledgers made filing my corporate taxes straightforward from start to finish. Wajahat was responsive throughout the process and clearly explained what documents I needed to provide and why. The turnaround was reasonable and everything was handled professionally. I’ll definitely be coming back next year and would recommend them to any small business owner looking for a reliable accountant.”
Atif Mahmood, Google review
Read all our Google reviews or see our case studies.
Frequently asked questions
Yes. Saskatchewan corporate and personal tax are both filed with the CRA through the federal T2 and T1, with the Saskatchewan schedules attached, and we prepare those schedules. PST returns go to the Saskatchewan Ministry of Finance, and we file those too. Being in a different province makes no difference to the work.
Our flat fees are the same everywhere: bookkeeping from $350 a month (quarterly; monthly from $500), catch-up work from $1,800 per year, personal returns from $110 ($49 for a simple slips-only return), corporate returns from $800, nil T2s from $249 and Virtual CFO from $2,500 a month. Payroll is quoted after a short call. Saskatchewan clients pay 5% GST on top, and Saskatchewan PST (6%) may also apply.
Yes to the first. Send us a comparable written quote from another Canadian CPA or bookkeeping firm for the same work and we’ll match it. As for replies, we answer within one business day, and a 24/7 receptionist picks up the phone, so a real person picks up.
Yes. Saskatchewan clients pay 5% GST on top of our fees, and Saskatchewan PST (6%) may also apply to accounting services that relate to Saskatchewan. If your business is registered for GST/HST, you can usually claim it back as an input tax credit.
Yes. We prepare SR&ED claims end to end: the eligibility review, project write-ups, the T661 claim form and the T2 filing, plus support if the CRA reviews the claim. Pricing depends on the claim and is quoted after a free consultation.
Possibly. They’re separate taxes with separate rules. GST registration usually kicks in once your taxable sales go over $30,000 in a single quarter or over four consecutive quarters. Saskatchewan PST depends on what you sell and who you sell to, and it covers many services, such as computer, legal and construction-related work, as well as goods. We’ll work out which ones apply to you on the first call.
Yes. Every Saskatchewan business corporation files an annual return with the ISC Corporate Registry, due by the end of the month after its incorporation anniversary. It’s separate from your T2, a late fee applies if you miss the date, and a corporation can be struck off about 60 days after the due date. We’ll remind you when it’s due so the company stays in good standing.
We only offer incorporation in Ontario. If you’re setting up a Saskatchewan corporation, we can take over once it’s registered and handle your books, payroll accounts, GST and PST, and your T2 every year.
Yes, it is our speciality. We rebuild the books from bank statements, file the overdue sales tax returns and T2s in the right order (personal T1 returns are quoted separately), and deal with any CRA letters. Catch-up work starts from $1,800 per year + HST/GST.
Yes. We rebuild the missing years, prepare the corrected returns and file them with Form RC199. If no one at the CRA has contacted you about the issue, an application received on or after October 1, 2025 normally gets 100% penalty relief and 75% interest relief. The VDP application is quoted separately after a free review. Any catch-up bookkeeping starts from $1,800 per year + HST/GST. The CRA decides each case, so relief is not guaranteed.
Not always. If the letter names a specific error or sets a deadline, your application is treated as prompted and normally gets up to 100% penalty relief and 25% interest relief. Once an audit or investigation has started on that issue, the VDP is closed to you, so it is worth acting quickly.
Ready to talk to a CPA about your Saskatchewan business?
Whether your books are current or a few years behind, the first step is a free 30-minute call, and you’ll have a fixed price before any work starts. Book online, call (866) 254-5368 or email info@tledgers.ca.
Etobicoke office
T-Ledgers Accounting Inc.
102-89 Skyway Ave, Etobicoke, ON M9W 6R4
Meetings by appointment only
T-Ledgers Accounting Inc.
102-89 Skyway Ave, Etobicoke, ON M9W 6R4
Meetings by appointment only
Mississauga office
T-Ledgers Accounting Inc.
100 Matheson Blvd E #204, Mississauga, ON L4Z 3P8
Meetings by appointment only
T-Ledgers Accounting Inc.
100 Matheson Blvd E #204, Mississauga, ON L4Z 3P8
Meetings by appointment only
Phone: (866) 254-5368. Hours: Monday to Friday 9 a.m. to 8 p.m. ET, Saturday 10 a.m. to 4 p.m. ET. 24/7 receptionist, a real person answers.
Related: Alberta accounting | Manitoba accounting | All service areas
Reviewed by Wajahat Ajmal, CPA, FCCA. Last updated: October 16, 2026. Official sources checked October 2026.