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PricingService areasAll services →Personal Tax Accountant in London
Personal Tax Accountant in London
CPA-reviewed T1 returns for London residents: $49 student, $110 regular, $300 self-employed, plus HST/GST, per year.
- CPA-led by Wajahat Ajmal, CPA, FCCA (verify on CPA Ontario)
- Price matching, when agreed before you sign our proposal
- No surprise bills: the price is fixed before we start
- We reply mostly within one business day
- 24/7 receptionist, a real person answers
Last updated: October 15, 2026
Personal tax returns for London residents
London returns often involve students, health workers and landlords. Western and Fanshawe students file with tuition slips and sometimes rent rooms to each other, nurses and other staff at London Health Sciences Centre and St. Joseph’s combine T4 income with union dues and pension contributions, and many families own a licensed student rental near campus.
I’m Wajahat Ajmal, CPA, FCCA. T-Ledgers is a CPA-led accounting firm practising since 2020. We work with London clients by phone, video and email, with documents shared through a secure portal. Our office is in Mississauga if you’re ever in the GTA, and meetings there are by appointment.
London tax situations we see
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| Local situation | How we handle it | Official source |
|---|---|---|
| Western and Fanshawe students | Tuition from the T2202 is claimed, carried forward or transferred to a parent, up to the limit. Students who moved here to study may claim moving expenses against scholarship or work income. | CRA: tuition amounts |
| Licensed student rentals | Rent goes on a T776 with the City licence fee, property tax, utilities and repairs. Improvements are tracked separately from repairs. | City of London licences |
| Hospital and health-care staff | Pension contributions, union dues and professional fees on your T4 or receipts are deducted, and shift workers’ other employment expenses are checked. | CRA: RPP deduction |
| Ontario Trillium Benefit | Students and families paying rent or property tax can claim the Ontario energy and property tax credit on the ON-BEN form. | CRA: Ontario benefits |
Law: Income Tax Act s.118.61 (unused tuition carryforward); Income Tax Act s.118.9 (tuition transfer); Income Tax Act s.118.81 (tuition transfer amount); Income Tax Act s.62(1) (moving expenses); Income Tax Act s.9 (income from property); Municipal Act, 2001 s.151(1) (business licensing).
How we work with London clients
Parents who own a London house that their student child lives in, and rent the other rooms, need the rent reported and costs split between personal and rental use. We keep the calculation on file and coordinate the child’s tuition transfer with the parents’ returns.
Health-care workers get each slip checked against last year, and self-employed clinicians get a T2125 with practice expenses and CPP on self-employment calculated correctly.
Students at Western and Fanshawe often leave the federal tuition amount unused. Up to $5,000 of the current year’s federal tuition amount, minus what the student needs to bring their own tax to zero, can be transferred to a parent or grandparent. Whatever is left is carried forward, and only the student can use it later. We check which option is worth more before the return is filed.
Federal personal tax rules
Deadlines, penalties and relief: our personal tax page.
Law: Income Tax Act s.150(1)(d) (filing deadline); Income Tax Act s.156.1(4) (balance due); Income Tax Act s.162(1) (late-filing penalty).
Personal tax pricing in London
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| Return | Price (per year, + HST/GST) | Who it suits |
|---|---|---|
| Student | ✓From $49 | One T4 plus a tuition slip |
| Regular | ✓From $110 | Most other returns |
| Self-employed | ✓From $300 | Business income on a T2125 |
| Section 216 | ✓From $350 | Non-resident landlords |
Per tax year, overdue years included. Other situations are quoted first. Details: personal tax pricing.
More for London residents
Reviewed by Wajahat Ajmal, CPA, FCCA. Official sources checked October 2026.
Personal tax in London: FAQs
My child rents rooms in our London house to other students. How is that taxed?
The rent from the other rooms is rental income for the owner, with costs split by the rented share. We report it on a T776.
Can I transfer my tuition to my parents?
Yes, up to the annual limit, after you use what you need on your own return. The rest can be carried forward.
Can you prepare my return without meeting in person?
Yes. London clients upload slips through our secure portal, and we review the return with you by phone or video.
How much does a personal tax return cost in London?
From $49 for a student return, $110 for a regular return and $300 for a self-employed return with a T2125, plus HST/GST, per tax year. Section 216 returns start from $350.
More questions? See our personal tax FAQs or our general FAQ.
Ready to get your return done?
Book a free 30-minute call; we confirm the price before we start. If you have a lower written quote for the same work, show it to us before you sign the proposal and we’ll match it.
Call (866) 254-5368 or email info@tledgers.ca. A 24/7 receptionist answers, so a real person picks up.